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UK Salary & Tax Calculators

Calculate your take-home pay, PAYE tax, National Insurance and pension contributions. All calculators use the latest HMRC rates and can be used for employed and self-employed calculations.

  • Latest HMRC rates
  • Accurate calculations
  • Free to use
  • Employed & Self Employed

Why Use SalaryHub?

Simple UK salary and tax tools designed to help employees, directors, freelancers and self-employed workers understand what they could take home.

  • 100% Free

    Use our salary, tax and deduction calculators without creating an account or signing up.

  • UK Focused

    Built around UK tax years, PAYE, Income Tax, National Insurance, student loans and pension rules.

  • Accurate Estimates

    Calculations are based on the latest tax bands, allowances and thresholds for the selected tax year.

  • Employed & Self-Employed

    Compare PAYE take-home pay, estimate tax obligations and understand deductions whether you are employed, self-employed or balancing both.

Salary, tax and deductions explained

Understanding your salary, tax and deductions

Working out your real take-home pay can be confusing, especially when your gross salary is affected by Income Tax, National Insurance, pension contributions, student loan repayments, tax codes and other deductions. SalaryHub is designed to make those figures easier to understand before you accept a job offer, negotiate a pay rise, compare employment options or plan your monthly budget.

Our calculators help you estimate what you may keep from your salary after the most common UK deductions. You can check annual, monthly, weekly and daily pay, then review a clear breakdown of how each deduction affects your net income. This is useful for employees paid through PAYE, but it can also help self-employed workers and company directors compare income scenarios and get a better idea of future tax obligations.

  • See how much tax you could pay in each tax band.
  • Understand your National Insurance contributions.
  • Estimate the impact of pension contributions and student loans.
  • Compare annual, monthly, weekly and daily take-home pay.
  • Plan for a pay rise, new job, bonus, freelance income or side business.

SalaryHub should be used as a guide rather than formal financial advice. Your exact tax position can depend on your tax code, benefits, pension scheme, workplace arrangements, Scottish or Welsh tax status, self-employment profits, allowable expenses and other personal circumstances.

Read our salary guide →

UK salary calculators for employees and self-employed workers

SalaryHub provides free UK salary and tax calculators to help you estimate your income, deductions and take-home pay. Whether you are checking a new employment offer, reviewing your payslip, planning a pension contribution or trying to understand how much tax you may owe from self-employed income, our tools are designed to provide a clear starting point.

For employed workers, the salary calculator can estimate PAYE deductions from your gross pay and show how much may be left after Income Tax, National Insurance, pension contributions and student loan repayments. This makes it easier to compare job offers, understand the difference between gross and net pay, and work out how a salary increase could affect your monthly income.

For self-employed workers, freelancers and people with side income, tax planning can feel less predictable. You may need to set money aside for Income Tax, National Insurance and payments on account. SalaryHub can help explain the main UK tax concepts and provide calculators that make those obligations easier to estimate. The figures are not a replacement for an accountant, but they can help you understand the basics before speaking to a professional or filing a tax return.

Our aim is to make UK tax information easier to read and easier to act on. Instead of hiding useful explanations behind complicated forms, SalaryHub combines simple calculators with plain-English guidance, tax year information and related guides. As the site grows, we will add more tools covering tax codes, payslip deductions, bonuses, contractor income, dividends, pension planning and historic take-home pay comparisons.